Steven Simonetti

RE/MAX PALOS VERDES REALTY
63 Malaga Cove Plaza
Palos Verdes Estates, CA 90274
Phone: (310) 378-1830
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Avoid Foreclosure
First Time Homebuyer
Steve Simonetti can Help You Avoid Foreclosure...

This real estate market has caused unbearable stress and heartache.

As a Certified Distressed Property Expert, Realtor® I can give you the expertise necessary to save your credit, relieve the uncertainty & most of all, help your family.

What is the Difference between a Short Sale vs. Foreclosure?


What does it mean when a borrower is a "Short Sale":
 
When a borrower owes an amount on the property that when combined with closing costs and commissions, is higher than the current market value.
Short Sale:

A negotiation is entered with the homeowner's mortgage company or companies to accept less that the full balance of the loan at closing. A buyer closes on the property and the property is sold "short."
 
Foreclosure:

There is a legal proceeding by the lien holder in which they take back the property in order to recover the amount that is owed by the homeowner.

Do You Qualify for Loan Modifiation, Short Sale or Foreclosure?

You must have a qualifying need in order to be accepted!

 Sample Hardship Letter




More Frequently Asked Questions and Answers about Foreclosure .. click here
 
IRS -How may this affect your taxes for the Debt Forgiveness
 
Contact me, and let's get started towards the path of recovery.
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